The Montgomery County Green Bank has introduced its Resilience Dedicated Fund, a flexible, low‑interest revolving loan facility designed to help affordable housing owners pair essential capital improvements with climate resilience upgrades. As climate impacts intensify and early‑stage capital remains scarce, the fund provides a practical way for developers to move from reactive repairs to proactive risk reduction.

The fund’s portfolio‑level underwriting, paired with technical assistance, allows borrowers to address issues like flooding, extreme heat, and aging infrastructure while improving energy efficiency, water use, and community health. Early partners—including Victory Housing—are already using the tool to electrify buildings, upgrade HVAC systems, and strengthen properties across their portfolios.

By blending flexibility with clear resilience requirements, the Resilience Dedicated Fund offers a scalable, replicable model for affordable housing resilience nationwide.

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