Clean Energy Advantage Program provides access to Participating Lenders to obtain preferred interest rates  not generally offered to the public for the financing of clean energy home improvements.  Access to these Participating Lenders and the preferred interest rate offer is only through Authorized Contractors.  Offerings by Participating Lenders include:

What are the terms for the lenders products?

General terms for the lender products include:

  • Loans from $3,000 to $35,000
  • Terms from 2 to 12 years
  • Unsecured loans (no lien on property) or secured loans (lien on equipment)
  • Unsecured interest rates start as low as 6.49%. (Final borrower interest rates are decided by Participating Lender and dependent on loan term, credit and other factors of borrowers.)
Am I Eligible?

To be eligible,  homeowners must:

  • occupy a home in Montgomery County, Maryland;
  • occupy the home as their primary residence (property cannot be rented out);
  • be working with a CEA Authorized Contractor; and
  • be making eligible energy saving improvements to their home.
What scope of work is eligible?

Homeowners must be undertaking improvements and upgrades for which a utility incentive is provided under the EmPOWER Maryland program, including:

  • Air leakage reduction, insulation, duct sealing
  • Electric Heating, Cooling or Hot Water
  • Gas Heating and Hot Water
  • Geothermal
  • Any compliance-based health and safety measures that are required for utility rebate or incentive eligibility, such as health air exchanges.
  • Solar PV
  • Energy Storage
  • Electric Vehicle Charging Stations